Risk Disclosure

Digital assets and blockchain-based financial instruments involve substantial risk of loss. Values can fluctuate widely, liquidity may be limited, and technical failures can result in partial or total loss of funds. You should only use assets you can afford to lose.

This Risk Disclosure is not exhaustive. It does not describe every risk you may face. You are responsible for conducting your own research and seeking professional advice where appropriate before engaging in any on-chain activity.

• Prices of cryptocurrencies, stablecoins, and tokenized assets can change rapidly and without warning
• Past performance is not indicative of future results
• Low trading volume or thin liquidity may cause large price impact on swaps and exits
• Market sentiment, macroeconomic events, regulatory announcements, and protocol incidents can trigger sudden losses
• Displayed prices and charts may differ from centralized exchange or official market prices

On-chain markets depend on available liquidity in decentralized pools and order mechanisms. During periods of stress, you may be unable to execute trades at expected prices, or at all, without significant slippage.

Slippage tolerance settings affect execution but cannot guarantee favorable outcomes. Failed, partial, or front-run transactions may occur.

• You alone control your recovery phrase and private keys; loss or theft may cause permanent loss of access
• Robeon cannot recover credentials, reverse transactions, or restore lost assets
• Device failure, software bugs, or accidental deletion of local wallet data may impair access if backups are unavailable
• Sharing your screen, cloud backups, or screenshots of seed phrases materially increases compromise risk

Malicious actors frequently impersonate wallet providers, support staff, airdrop campaigns, and popular dApps to steal credentials or trick users into signing harmful transactions.

• Verify download sources and extension publisher information before installation
• Never enter your recovery phrase on any website or share it with anyone
• Confirm dApp URLs, contract addresses, and recipient addresses character by character
• Be skeptical of unsolicited messages promising returns, refunds, or urgent security actions

• Smart contracts may contain bugs, logic errors, or economic design flaws exploitable by attackers
• Upgradable contracts, admin keys, and proxy patterns may introduce governance or centralization risk
• Approving token allowances grants third-party contracts permission to move approved assets within limits
• Yield, staking, and vault strategies may suffer losses from hacks, oracle failures, or insolvency events

Bridging assets between networks introduces additional technical, custodial, and smart contract risks. Bridge contracts, validators, or relayers may fail, be exploited, or pause withdrawals.

Sending assets to an incorrect network or address may result in permanent loss. Always confirm chain ID, token contract, and destination before confirming a bridge transaction.

On-chain stock tokens and similar instruments available through Robinhood Chain ecosystems are not equivalent to traditional brokerage shares or registered securities in all jurisdictions.

• May not confer legal ownership, voting rights, dividends, or shareholder protections of underlying equities
• Pricing may diverge from official exchange prices due to liquidity, oracle design, or market structure
• Corporate actions: splits, mergers, delistings: may not propagate to tokenized representations as expected
• Legal status, tax treatment, and availability vary by jurisdiction and may change without notice
• Issuer, custodian, oracle, and redemption mechanisms introduce additional counterparty and smart contract risk

Decentralized finance protocols interact in complex ways. A failure in one protocol may cascade to others through shared collateral, leveraged positions, or integrated routing.

Impermanent loss, liquidation, oracle manipulation, governance attacks, and flash-loan exploits are known DeFi risk categories. Participating in DeFi through Robeon does not eliminate these risks.

• Laws governing digital assets, tokenized equities, and wallet software are evolving and may change abruptly
• Your jurisdiction may restrict or prohibit certain assets, transactions, or software features
• Regulatory enforcement may affect asset availability, protocol access, or the legality of specific activities
• You are responsible for determining whether your use of Robeon and on-chain activity complies with local law

Transfers, swaps, staking rewards, airdrops, and other on-chain events may create tax obligations in your jurisdiction. Robeon does not provide tax reporting, withholding, or advice.

You are responsible for maintaining records and filing required returns. Consult a qualified tax professional for guidance specific to your situation.

Digital assets held in a self-custody wallet are not bank deposits and are not insured by the Federal Deposit Insurance Corporation (FDIC), the Securities Investor Protection Corporation (SIPC), or equivalent schemes in other countries.

If you lose access to your wallet, suffer theft, or a protocol fails, recovery options may be limited or unavailable.

• Browser extensions, mobile apps, and operating systems may contain vulnerabilities exploitable by malware
• Supply chain attacks, compromised dependencies, or malicious updates pose ongoing software risk
• Public Wi-Fi and shared devices increase exposure to interception and credential theft
• Keeping software updated reduces but does not eliminate security risk

Blockchain networks may experience congestion, downtime, reorganizations, or contentious hard forks. Forks may duplicate assets, alter transaction history, or split community support across competing chains.

Robeon may not support every fork or network variant. You are responsible for understanding network events and taking appropriate action to protect your assets.

Connecting Robeon to external applications grants those applications the permissions you approve. Malicious, unaudited, or poorly designed dApps may attempt to drain wallets, mislead users with spoofed interfaces, or request excessive token approvals.

Robeon displays connection and transaction prompts to assist your review but does not guarantee the safety of third-party code. Always verify origins and calldata before signing.

By using Robeon Wallet, you acknowledge that you have read and understood this Risk Disclosure, that you accept full responsibility for your decisions and losses, and that Robeon provides software tools: not investment recommendations, guarantees of profit, or assurances of outcome.

If you do not understand or accept these risks, do not use the Services to hold or transfer Digital Assets.